Savings Accounts

RTFCU makes saving for your financial future easy.

When you open an account at RTFCU, you become a member/owner of the credit union. Every member begins with a regular “share” savings account with a minimum balance of $5.00. You must maintain the minimum balance and be an active member of the credit union to open additional accounts and utilize other services.

  • RTFCU is federally insured by NCUA up to $250,000.
  • All savings accounts earn dividends that are compounded and paid quarterly, when you maintain a daily balance of $100 or more.
  • There are no monthly service charges.
  • No matter what your purpose is for saving, RTFCU has a savings option to help you reach your goals.

Holiday Club

A RTFCU Holiday Club account is an easy way to save money for your holiday travels and shopping. A holiday club account may be opened at any time throughout the year. Deposits may be made as frequently as you would like with no pre-set amounts; automatically transferred from another account or payroll deducted. At the end of October, your holiday savings will be transferred to your regular savings account.

Vacation Club

A RTFCU Vacation Club account is a great way to save money for your dream vacations. Works just like a holiday club account except the vacation savings are transferred at the end of May.

Special Purpose Savings Account

A RTFCU Special Purpose Savings account is an easy way to save money for any other purpose. Whether you are saving for your first car, first home, anything else you need, or just need an account to set aside for taxes, you decide what to name the account. You control when you would like the funds transferred or withdrawn.

Term Share Certificates

A RTFCU Term Share Certificate is a term savings account that restricts access to the funds until the maturity date is reached. Term Share Certificates have a fixed term and dividend rate and can be issued for any amount above the minimum deposit required.

  • Open with a minimum deposit of $1,000
  • Terms range from 6 months to 24 months
  • Earns dividends, compounded and paid quarterly
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