Checking Accounts

Classic Checking

A RTFCU Checking account is the right account for managing your daily financial life.


  • No minimum balance
  • No monthly service fees
  • No per check charges
  • Fee-free ATM access
  • VISA Debit Card with Rewards
  • Overdraft Protection
  • Online & Mobile Banking
  • Mobile Deposit
  • Direct Deposit
  • Fraud Alerts
  • eStatements & eNotices
  • Account Alerts
  • Bill Pay
  • Zelle

Youth Accounts

RTFCU encourages young members (ages 0 to 21) to start saving money early and regularly to develop good savings habits.


  • $1 minimum balance “share” savings account
  • Earn dividends, compounded and paid quarterly
  • Berenstain Bears Cub Club Accounts for ages 0 to 10
  • Teen Checking Accounts with VISA debit card available at the age of 13, must have an adult (parent, legal guardian) as joint owner

Reorder Checks

Order Online at Harland Clarke

During business hours, any of the below can assist you with your check reorder:

  • Chat Online: Click Chat on our website or within online banking
  • By Phone: Call a member service representative at (315) 336-7810
  • In Person: Stop into or drive-up to the branch

Did you know?

Ordering checks then writing and mailing checks to pay your bills isn’t the only way. Save time and money by paying your bills directly from your checking account using Bill Pay via online and mobile banking. Want to learn more?

 Contact a member experience specialist

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