Card Services

Visa Credit Cards

Going somewhere? Don’t forget your RTFCU Visa Credit Card!

Whether you’re traveling the world or stopping by the grocery store, you need a card that’s dependable, fast and convenient. That’s why RTFCU is proud to offer a Visa credit card that’s accepted at millions of locations worldwide. It’s designed to make your life easier…no matter where it takes you.

With our Visa credit card, you’ll enjoy:

  • 9.9% fixed APR on purchases and cash advances*
  • No annual fee or cash advance fee
  • 25-day grace period on purchases
  • Online account access
  • Zero Liability policy (you’ll never pay a cent for unauthorized card use)
  • Verified by Visa (confirms your identity during an online transaction)
  • Automatic monthly payment system
  • Rewards points for each purchase (redeemable for travel, merchandise or cash)
  • 1% Foreign Transaction Fee

Most importantly, our Visa credit card is backed by the service and integrity you’ve come to expect from us.

Apply for a card today

*Rates are subject to change.

Visa Debit Cards

Once you experience the advantages of a RTFCU Visa debit card, it’s hard to use anything else.

What makes our Visa debit card a better way to pay?

  • It’s easier. Each time you use your Visa debit card, your payment is automatically deducted from your checking account…so you get the convenience of a credit card without the interest charges.
  • It’s safer. If you lose cash, it’s gone forever. If you lose your Visa debit card, a quick call to your credit union will get you a new one.
  • It’s documented. Unlike cash transactions, your Visa debit card purchases are listed each month on your account statement—complete with the merchant names and locations. With this information at your fingertips, you can track your spending and manage your finances more effectively.
  • It’s flexible. Your Visa debit card is accepted at millions of locations worldwide, from the grocery store to the web. You can also get cash back when you need it—without a trip to the ATM.
  • It’s backed by us. When your card provider is someone you trust, it adds security and confidence to every purchase you make. With our Visa debit card, you’ll get the convenience you need from the credit union you depend on.

Are you ready for a better way to pay?

Contact a Member Experience Specialist

Scorecard Rewards

Earn rewards points for every dollar you spend using your RTFCU VISA Credit or Debit Card.

Whether you buy groceries, fill up the tank with gas, pay bills, go to the movies or out to dinner; if you pay with your RTFCU Visa credit or debit card, you will earn Bonus Points*.

Merchandise Rewards

Your Rewards Points can be redeemed for merchandise from manufacturers like Apple®, Sony®, Dooney & Bourke®, Samsung®, Movado®, Craftsman®, Brighton®, Pandora® and much more. So, whether it is a new headset for your iPod, or a Home Entertainment System, you will be sure to find merchandise that will please you or someone you love.

Travel Rewards

If you are looking to get away, you will love the flexibility that comes with ScoreCard Rewards for travel. Travel awards include hotel stays, round-trip plane tickets, vacation packages, luxury cruises and much more. You choose the destination; ScoreCard will book your trip. ScoreCard will even help you with your travel companion’s arrangements. And if you do not have enough points for the ticket you can pay the difference with a payment card.

Redeem Your Points

To view all award options and redeem your points for merchandise or travel, please visit If you do not already have an RTFCU VISA credit or debit card that earns you Bonus Points for every purchase, contact us today to apply.

You can check the program website as often as you like for your updated point balance, program information, reward specials and point redemption.

Redeem Points Now


Access your VISA Credit Card account online. eZCardInfo gives you the ability to manage your VISA Credit Card Account quickly and easily online. The Account Summary page provides an overview of the following account information:

  • Account balance
  • Available credit
  • Payment due date
  • Credit limit
  • Amount and date of last payment
  • Minimum payment due
  • And More

Sign up or Access your Account

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