Loan Rates
Autos & Motorcycle
| Type | Maximum Term | APR | Monthly Payment per $1,000 |
|---|
| New Autos & Motorcycles (2022-2024) less than 10,000 miles |
5 years |
as low as 3.95% |
$18.39 |
| New Autos & Motorcycles (2022-2024) less than 10,000 miles |
6 years |
as low as 4.25% |
$15.76 |
| New Autos & Motorcycles (2022-2024) less than 10,000 miles |
7 years |
as low as 5.25% |
$14.25 |
| Used Autos & Motorcycles (2019-2022) |
4 years |
as low as 4.55% |
$22.83 |
| Used Autos & Motorcycles (2019-2022) |
5 years |
as low as 4.65% |
$18.71 |
| Used Autos & Motorcycles (2019-2022) |
6 years |
as low as 4.85% |
$16.04 |
| Used Autos & Motorcycles (2018 & Older) |
5 years |
as low as 7.55% |
$20.06 |
Membership eligibility is required. Applications are subject to credit approval. Loan rates and terms are determined by overall credit history and are subject to change without notice.
*APR Annual Percentage Rate
Monthly payments per $1000 are based on the maximum terms listed.
Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
|
Boats, RVs, & Campers
| Type | Maximum Term | APR | Monthly Payment per $1,000 |
|---|
| New Titled Boats, RVs, & Campers (2022-2024) |
5 years |
as low as 4.95% |
$18.85 |
| New Titled Boats, RVs, & Campers (2022-2024) |
6 years |
as low as 5.25% |
$16.22 |
| New Titled Boats, RVs, & Campers (2022-2024) |
7 years |
as low as 5.55% |
$14.39 |
| New Titled Boats, RVs, & Campers (2022-2024) |
10 years |
as low as 6.55% |
$11.38 |
| Used Titled Boats, RVs, & Campers (2019-2022) |
5 years |
as low as 5.55% |
$19.12 |
| Used Titled Boats, RVs, & Campers (2019-2022) |
6 years |
as low as 5.75% |
$16.46 |
| Used Titled Boats, RVs, & Campers (2019-2022) |
7 years |
as low as 6.05% |
$14.63 |
| Used Titled Boats, RVs, & Campers (2019-2022) |
10 years |
as low as 7.05% |
$11.64 |
| Used Titled Boats, RVs, & Campers (2018 & older) |
5 years |
as low as 8.05% |
$20.30 |
| New Non-Titled Recreational Vehicles (2022-2024) |
3 years |
as low as 5.85% |
$30.35 |
| New Non-Titled Recreational Vehicles (2022-2024) |
4 years |
as low as 5.95% |
$23.46 |
| New Non-Titled Recreational Vehicles (2022-2024) |
5 years |
as low as 6.05% |
$19.36 |
| Used Non-Titled Recreational Vehicles (2019-2022) |
3 years |
as low as 6.45% |
$30.63 |
| Used Non-Titled Recreational Vehicles (2019-2022) |
4 years |
as low as 6.55% |
$23.74 |
| Used Non-Titled Recreational Vehicles (2019-2022) |
5 years |
as low as 6.65% |
$19.64 |
| Used Non-Titled Recreational Vehicles (2018 & older) |
5 years |
as low as 7.65% |
$20.11 |
Membership eligibility is required. Applications are subject to credit approval. Loan rates and terms are determined by overall credit history and are subject to change without notice.
*APR Annual Percentage Rate
Monthly payments per $1000 are based on the maximum terms listed.
Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
|
Home
| Type | Maximum Term | APR | Monthly Payment per $1,000 |
|---|
| Home Improvement |
5 years |
as low as 7.05% |
$19.82 |
| Home Equity Loan - 80% LTV Fixed Rate - First Position |
7 years |
4.45% |
$13.88 |
| Home Equity Loan - 80% LTV Fixed Rate - Second Position |
7 years |
5.20% |
$14.23 |
| Home Equity Loan - 80% LTV Fixed Rate - First Position |
15 years |
5.05% |
$7.93 |
| Home Equity Loan - 80% LTV Fixed Rate - Second Position |
15 years |
5.80% |
$8.33 |
| Home Equity Line of Credit - 80% LTV (Variable & Fixed Rate Available) |
15 years |
as low as 8.25% |
$9.70 |
Membership eligibility is required. Applications are subject to credit approval. Loan rates and terms are determined by overall credit history and are subject to change without notice.
*APR Annual Percentage Rate
Monthly payments per $1000 are based on the maximum terms listed.
Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
|
Personal
| Type | Maximum Term | APR | Monthly Payment per $1,000 |
|---|
| Graduate Tuition |
2 years |
as low as 3.96% |
$43.41 |
| Personal Loans |
2 years |
as low as 7.05% |
$44.80 |
| Personal Loans |
3 years |
as low as 7.55% |
$31.13 |
| Personal Loans |
4 years |
as low as 8.55% |
$24.67 |
| Personal Loans |
5 years |
as low as 9.55% |
$21.03 |
| Debt Consolidation |
5 years |
as low as 12.49% |
$22.49 |
| Share Secured |
5 years |
2.65% over dividend rate of shares pledged |
$17.82 |
| Personal Line of Credit |
N/A |
7.9% |
N/A |
| VISA® Credit Card |
N/A |
9.9% |
N/A |
Membership eligibility is required. Applications are subject to credit approval. Loan rates and terms are determined by overall credit history and are subject to change without notice.
*APR Annual Percentage Rate
Monthly payments per $1000 are based on the maximum terms listed.
Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
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