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Dividend Rates

Current Rates as of 10/28/2025

Share Accounts
Account Type Minimum Balance to Earn Dividends Dividend APY*
Regular Shares $100 0.15% 0.15%
Share Draft Checking $0 0.05% 0.05%
Term Share Certificates -
6 Month Term		 $1,000 1.15% 1.154%
Term Share Certificates -
12 Month Term		 $1,000 1.15% 1.155%
Term Share Certificates -
18 Month Term		 $1,000 1.45% 1.458%
Term Share Certificates -
24 Month Term		 $1,000 1.75% 1.761%

Share rates and yields are subject to change without notice.
$5 minimum deposit required at account opening for regular share account only.
Early withdrawal penalties may apply. Fees may reduce earnings.
*Annual Percentage Yield

New! Relationship Rate Bonus on Term Share Certificates

Build a Better Rate!

Relationship Factor** Bonus APY* 6 Mth TSC Dividend APY* 12 Mth TSC Dividend APY* 18 Mth TSC Dividend APY* 24 Mth TSC Dividend APY*
Use 3 or more digital/card products
(e.g., online/mobile banking, bill pay, zelle, debit card, credit card)		 +0.25% One Factor
1.400%
1.409%*		 One Factor
1.400%
1.408%*

One Factor
1.700%
1.711%*

 One Factor
2.000%
2.015%*
Active Checking & Direct Deposit of $500+/month for 6 months+ +0.25% Two Factors
1.650%
1.661%*		 Two Factors
1.650%
1.661%*		 Two Factors
1.950%
1.965%*		 Two Factors
2.250%
2.269%*
Membership for 2+ years +0.25% Three Factors
1.900%
1.914%*		 Three Factors
1.900%
1.914%*		 Three Factors
2.200%
2.218%*		 Three Factors
2.500%
2.524%*
Combined Deposits of $25,000+ +0.25% Four Factors
2.150%
2.170%*		 Four Factors
2.150%
2.168%*		 Four Factors
2.450%
2.473%*		 Four Factors
2.750%
2.779%*

Share rates and yields are subject to change without notice.
Early withdrawal penalties may apply. Fees may reduce earnings.
*Annual Percentage Yield
** To be eligible for the Bonus APY, member must have the qualifying relationship factor at the time of account opening; maximum bonus is +1.00%APY*.