Current Rates as of 9/2/2025
Share Accounts
| Account Type |
Minimum Balance to Earn Dividends |
Dividend |
APY* |
| Regular Shares |
$100 |
0.15% |
0.15% |
| Share Draft Checking |
$0 |
0.05% |
0.05% |
Term Share Certificates -
6 Month Term |
$1,000 |
1.15% |
1.156% |
Term Share Certificates -
12 Month Term |
$1,000 |
1.45% |
1.458% |
Term Share Certificates -
18 Month Term |
$1,000 |
1.75% |
1.762% |
Term Share Certificates -
24 Month Term |
$1,000 |
2.05% |
2.066% |
New! Relationship Rate Bonus on Term Share Certificates
Build a Better Rate!
| Relationship Factor** |
Bonus APY* |
6 Mth TSC Dividend APY* |
12 Mth TSC Dividend APY* |
18 Mth TSC Dividend APY* |
24 Mth TSC Dividend APY* |
Use 3 or more digital/card products
(e.g., online/mobile banking, bill pay, zelle, debit card, credit card) |
+0.25% |
One Factor
1.400%
1.407%* |
One Factor
1.700%
1.711%* |
One Factor
2.000%
2.015%*
|
One Factor
2.300%
2.320%* |
| Active Checking & Direct Deposit of $500+/month for 6 months+ |
+0.25% |
Two Factors
1.650%
1.660%* |
Two Factors
1.950%
1.965%* |
Two Factors
2.250%
2.270%* |
Two Factors
2.550%
2.575%* |
| Membership for 2+ years |
+0.25% |
Three Factors
1.900%
1.914%* |
Three Factors
2.200%
2.219%* |
Three Factors
2.500%
2.524%* |
Three Factors
2.800%
2.830%* |
| Combined Deposits of $25,000+ |
+0.25% |
Four Factors
2.150%
2.170%* |
Four Factors
2.450%
2.474%* |
Four Factors
2.750%
2.780%* |
Four Factors
3.050%
3.086%* |