Rome Teachers Federal Credit Union

Rome Teachers Federal Credit Union Current Rates

Loan Rates

Rome Teachers Federal Credit Union Current Rates as of: 2/3/2011

Loan Type	Max. Term	APR*	Monthly Payment Per $1000
VISA® Credit Card	N/A	9.90%
New & Used Vehicles	Up to 5 years	2.99%	17.97
New & Used Vehicles	6 years	3.49%	15.42
Recreational Vehicles	Up to 5 years	7.90%	20.24
Home Equity Line of Credit - 80% LTV (Variable & Fixed Rate Available)	Up to 15 years	As Low As 4.00%	7.40
Home Equity Loan - 100% LTV Fixed at closing	Up to 15 years	7.75%	9.42
Home Improvement	Up to 5 years	8.40%	20.48
Personal Loans	Up to 1 year	5.65%	85.91
Personal Loans	Up to 5 years	9.10%	20.82
Share Secured - 2.65% over dividend rate	Up to 5 years	3.65%	18.27
Overdraft Line of Credit		15.00%
Open End Line of Credit		15.00%

*APR Annual Percentage Rate
**Monthly payments are based on the maximum term listed.
Rates subject to change without notice.
Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or otherdefaults on your account may be reflected in your credit report.

Dividend Rates

Rome Teachers Federal Credit Union Current Rates as of: 2/3/2011

Type	Dividend	APY
Share Draft Checking: $100 minimum	0.0%	0.0%
Regular Shares: $100 minimum	0.50%	0.50%
Term Share Accounts: $1,000 minimum - 6 Month	0.60%	0.60%
Term Share Accounts: $1,000 minimum - 12 Month	0.80%	0.80%
Term Share Accounts: $1,000 minimum - 18 Month	0.90%	0.90%
Term Share Accounts: $1,000 minimum - 24 Month	1.00%	1.00%

*APY Annual Percentage Yield