Attention Members: Our Funds Availability Policy has been updated, effective July 1, 2025. For full details, please visit the Disclosures page on our website.
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Rates as low as 4.49%.
There's no catch - no monthly fees, no minimum balance, no direct deposit necessary.
Simple, powerful tools for staying connected to your accounts wherever you go.
Deposit checks anytime, anywhere - no lines, no trips, just a tap on your phone.
It's easy to access your money!
Use your RTFCU card at any COOP Network or Stewart's Shop ATM
Find an ATM
Auto rates as low as 4.49% APR*
A home equity loan can be a powerful financial tool when used wisely. Whether you're tackling a major project or need a little extra support, here are three practical ways to put your home’s equity to work for you.
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In celebration of World Book Day, RT Federal Credit Union had the pleasure of visiting the Oneida Public Library for a fun and educational story time event. We read The Berenstain Bears Visit the Credit Union with a group of enthusiastic young learners—and it was a blast!
RT Federal Credit Union is proud to celebrate Laura’s 20-year anniversary with us. Her dedication, warmth, and commitment to our members and team have been invaluable. We’re grateful for her service and thrilled to honor this incredible milestone!
Life can be full of surprises—some welcome, others not so much. Whether it's an unexpected car repair, a last-minute travel need, or simply a gap in cash flow between paychecks, having quick access to funds can offer peace of mind.
We had a fantastic time visiting students in Kindergarten through 3rd grade at the Old Forge Public Library! At RT Federal Credit Union, we believe it's never too early to start learning about smart money habits—and what better way to do that than through a fun and engaging story?
RT Federal Credit Union is hosting a free community class designed to help you stay informed and protect yourself from fraud. Join us for an educational evening focused on understanding how scams work and what you can do to prevent becoming a victim.
Discover if you’re eligible to join RTFCU and take your finances further!
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